mBank Hipoteczny

mBank Hipoteczny plays a strategic role in mBank Group by securing stable, long-term and affordable funding for loans backed by real estate. To this end, we issue covered bonds both on domestic and foreign capital markets.

Bond-issue activity is based on two loan portfolios, which are built in close cooperation with mBank:

• the portfolio of residential mortgage loans for individual clients;
• the portfolio of loans to commercial real estate refinancing and residential real estate developers.

This model of functioning allows to combine many years of experience and expertise of a specialised mortgage bank with the infrastructure and resources of a commercial universal bank. The mission of mBank Hipoteczny is to ensure safety of issued covered bonds and the development of attractive and modern forms of real estate financing offered by mBank Group.

mBank holds 100% stocks in mBank Hipoteczny.