PLN M | 2016 | 2017 | Change in PLN M |
Change in % |
---|---|---|---|---|
Total income | 4,295.4 | 4,453.6 | 158.2 | 3.7% |
Net impairment losses on loans and advances | -365.4 | -507.7 | -142.3 | 38.9% |
Overhead costs and amortization | -1,963.3 | -2,043.2 | -79.9 | 4.1% |
Profit before income tax | 1,637.7 | 1,527.9 | -109.8 | -6.7% |
Net profit attributable to shareholders of mBank S.A. | 1,219.3 | 1,091.5 | -127.8 | -10.5% |
ROA net | 1.0% | 0.8% | ||
ROE gross | 13.6% | 11.6% | ||
ROE net | 10.1% | 8.3% | ||
Cost/Income ratio | 45.7% | 45.9% | ||
Net interest margin | 2.3% | 2.5% | ||
Common Equity Tier 1 ratio | 17.3% | 18.3% | ||
Total capital ratio | 20.3% | 21.0% | ||
Leverage ratio | 8.2% | 9.0% |