ASSETS |
Note |
31.12.2018 |
31.12.2017 |
Cash and balances with the Central Bank |
19 |
9 199 264 |
7 384 869 |
Financial assets held for trading and derivatives held for hedges |
20 |
2 104 302 |
2 761 685 |
Loans and advances to banks |
23 |
n/a |
1 707 722 |
Non-trading financial assets mandatorily at fair value through profit or loss, including: |
21 |
2 836 060 |
n/a |
Equity instruments |
|
72 775 |
n/a |
Debt securities |
|
58 130 |
n/a |
Loans and advances to customers |
|
2 705 155 |
n/a |
Investment securities |
22 |
n/a |
32 144 699 |
Financial assets at fair value through other comprehensive income |
22 |
24 338 284 |
n/a |
Loans and advances to customers |
23 |
n/a |
84 475 844 |
Financial assets at amortised cost, including: |
23 |
103 564 317 |
n/a |
Debt securities |
|
9 000 539 |
n/a |
Loans and advances to credit institutions |
|
2 546 346 |
n/a |
Loans and advances to customers |
|
92 017 432 |
n/a |
Investments in associates |
24 |
– |
28 680 |
Non-current assets and disposal groups classified as held for sale |
25 |
– |
42 134 |
Intangible assets |
26 |
776 175 |
710 642 |
Tangible assets |
27 |
785 026 |
758 738 |
Current income tax assets |
|
9 336 |
9 688 |
Deferred income tax assets |
32 |
959 076 |
629 250 |
Other assets |
28 |
1 178 279 |
770 068 |
Total assets |
|
145 750 119 |
131 424 019 |
LIABILITIES AND EQUITY |
Note |
31.12.2018 |
31.12.2017 |
Financial liabilities held for trading and derivatives held for hedges |
20 |
981 117 |
1 095 365 |
Financial liabilities measured at amortised cost, including: |
29 |
125 611 195 |
113 050 373 |
Amounts due to banks |
|
3 078 387 |
5 073 351 |
Amounts due to customers |
|
102 009 062 |
91 496 027 |
Debt securities issued |
|
18 049 583 |
14 322 852 |
Subordinated liabilities |
|
2 474 163 |
2 158 143 |
Fair value changes of the hedged items in portfolio hedge of interest rate risk |
|
– |
44 854 |
Provisions |
31 |
258 283 |
190 975 |
Current income tax liabilities |
|
352 962 |
179 685 |
Deferred income tax liabilities |
32 |
83 |
81 |
Other liabilities |
30 |
3 330 399 |
2 571 130 |
Total liabilities |
|
130 534 039 |
117 132 463 |
Equity |
|
|
|
Equity attributable to Owners of mBank S.A. |
|
15 213 980 |
14 289 370 |
Share capital: |
|
3 574 686 |
3 564 176 |
Registered share capital |
36 |
169 348 |
169 248 |
Share premium |
37 |
3 405 338 |
3 394 928 |
Retained earnings: |
38 |
11 424 456 |
10 574 294 |
– Profit from the previous years |
|
10 108 005 |
9 482 764 |
– Profit for the current year |
|
1 316 451 |
1 091 530 |
Other components of equity |
39 |
214 838 |
150 900 |
Non-controlling interests |
|
2 100 |
2 186 |
Total equity |
|
15 216 080 |
14 291 556 |
TOTAL LIABILITIES AND EQUITY |
|
145 750 119 |
131 424 019 |
Total capital ratio |
47 |
20,69 |
20,99 |
Common Equity Tier 1 capital ratio |
47 |
17.47 |
18.31 |
Book value |
|
15 213 980 |
14 289 370 |
Number of shares |
36 |
42 336 982 |
42 312 122 |
Book value per share (in PLN) |
|
359.35 |
337.71 |