1. Information regarding the Group of mBank S.A.
2. Description of relevant accounting policies
2.3. Interest income and expenses
2.4. Fee and commission income
2.5. Revenue and expenses from sale of insurance products bundled with loans
2.8. Offsetting of financial instruments
2.9. Impairment of financial assets
2.10. Financial guarantee contracts
2.11. Cash and cash equivalents
2.12. Sale and repurchase agreements
2.13. Derivative financial instruments and hedge accounting
2.14. Gains and losses on initial recognition
2.15. Financial liabilities measured at amortised cost
2.19. Non-current assets held for sale and discontinued operations
2.21. Assets repossessed for debt
2.22. Prepayments, accruals and deferred income
2.25. Post-employment employee benefits and other employee benefits
2.27. Valuation of items denominated in foreign currencies
2.28. Trust and fiduciary activities
2.29. New standards, interpretations and amendments to published standards
3.1. Risk management in mBank Group in 2019 – external environment
3.2. Principles of risk management
3.4 Concentration of assets, liabilities and off-balance sheet items
3.15. Fair value of assets and liabilities
7. Net fee and commission income
10. Gains or losses on non-trading financial assets mandatorily at fair value through profit or loss
18. Other comprehensive income
19. Cash and balances with central bank
20. Financial assets and liabilities held for trading and hedging derivatives
21. Non-trading financial assets mandatorily at fair value through profit or loss
22. Financial assets at fair value through other comprehensive income
23. Financial assets at amortised cost
24. Non-current assets held for sale
28. Financial liabilities measured at amortised cost
31. Deferred income tax assets and liabilities
32. . Proceedings before a court, arbitration body or public administration authority
33. Off-balance sheet liabilities
38. Other components of equity
40. Explanatory notes to the statement of cash flow
41. Share-based incentive programmes
42. Transactions with related entities
43. Acquisitions and disposals
47. Events after the balance sheet date