| Note | Year ended 31 December | ||
| 2020 | 2019 – restated | ||
| Profit before income tax | 609,731 | 1,555,045 | |
| Adjustments: | 718,274 | (1,008,236) | |
| Income taxes paid | (444,196) | (705,191) | |
| Depreciation, including depreciation of fixed assets provided under operating lease | 25, 26 | 466,724 | 423,463 |
| Foreign exchange (gains) losses related to financing activities | 942,252 | 107,844 | |
| (Gains) losses on investing activities | (94,232) | (37,663) | |
| Dividends received | 8 | (4,926) | (4,220) |
| Interest income (income statement) | 6 | (4,688,353) | (5,071,664) |
| Interest expense (income statement) | 6 | 679,053 | 1,068,892 |
| Interest received | 5,446,532 | 5,358,232 | |
| Interest paid | (694,825) | (1,096,272) | |
| Changes in loans and advances to banks | (3,157,249) | (2,122,441) | |
| Changes in financial assets and liabilities held for trading and hedging derivatives | 1,166,492 | (625,899) | |
| Changes in loans and advances to customers | (4,670,867) | (10,535,348) | |
| Changes in financial assets at fair value through other comprehensive income | (13,167,129) | 1,127,294 | |
| Changes in securities at amortised cost | (4,716,586) | (2,234,334) | |
| Changes of non-trading equity securities mandatorily at fair value through profit or loss | 10,211 | (154,430) | |
| Changes in other assets | (396,254) | 216,394 | |
| Changes in amounts due to banks | 1,448,331 | (1,399,697) | |
| Changes in amounts due to customers | 20,784,682 | 14,874,358 | |
| Changes in issued debt securities | 354,706 | (224,425) | |
| Changes in provisions | 1,027,072 | 481,013 | |
| Changes in other liabilities | 426,836 | (454,142) | |
| A. Cash flows from operating activities | 1,328,005 | 546,809 | |
| Disposal of shares in subsidiaries, net of cash disposed | 7,807 | – | |
| Disposal of intangible assets and tangible fixed assets | 95,620 | 72,599 | |
| Dividends received | 8 | 4,926 | 4,220 |
| Acquisition of shares in subsidiaries | – | (25,636) | |
| Purchase of intangible assets and tangible fixed assets | (552,487) | (500,761) | |
| Other investing outflows | (212) | – | |
| B. Cash flows from investing activities | (444,346) | (449,578) | |
| Proceeds from loans and advances from banks | 500 | – | |
| Proceeds from other loans and advances | – | 544,735 | |
| Issue of debt securities | 28 | 60,000 | 2,318,586 |
| Issue of ordinary shares | 67 | 53 | |
| Repayments of loans and advances from banks | (196,140) | (560,027) | |
| Repayments of other loans and advances | – | (1,058,369) | |
| Redemption of debt securities | 28 | (4,605,077) | (2,723,575) |
| Payments of lease liabilities | (119,501) | (122,539) | |
| Dividend and other payments to the owners | – | (217,907) | |
| Interest paid from loans and advances received from banks and from subordinated liabilities | (84,733) | (89,974) | |
| C. Cash flows from financing activities | (4,944,884) | (1,691,110) | |
| Net increase / decrease in cash and cash equivalents (A+B+C) | 40 | (4,061,225) | (1,593,879) |
| Effects of exchange rate changes on cash and cash equivalents | 30,883 | (9,408) | |
| Cash and cash equivalents at the beginning of the reporting period | 8,279,388 | 9,882,675 | |
| Cash and cash equivalents at the end of the reporting period | 40 | 4,249,046 | 8,279,388 |
Notes constitute an integral part of these Consolidated Financial Statements.