04.02.2013 Current Report No. 128/2013 The Management Board of mBank S.A. ("Bank") announces that on 3 December 2013 the Bank issued subordinated bonds with a total nominal value of PLN 500 million. 5,000 subordinated bonds with a nominal value of PLN 100,000 each were issued. The redemption date of the subordinated bonds is 20 December 2023. The interest rate on subordinated bonds is variable, based on the WIBOR 6M rate increased by margin. The Bank will request that the aforesaid subordinated bonds be traded in the alternative debentures trading system maintained with BondSpot S.A. with its registered office in Warsaw. The Bank will apply for consent by the Polish Financial Supervision Authority to add the financial liability in the amount of PLN 500 million (in words: five hundred million PLN), which the Bank has raised through the aforesaid issue of subordinated bonds, to the Bank's supplementary funds according to Article 127, section (3), item 2, letter b) of the Banking Law.