Cut – off times for foreign payment orders

Foreign payment orders for accounts handled at the area of MSP i corporates

Order type - Outgoing foreign payments	Cut-off time	Execution date (debit the customer’s account at the Bank)
Outgoing foreign payment orders and outgoing domestic payments in a foreign currency (other than internal transfers)	Day D by 2:00 PM	Day D
	Day D after 2:00 PM	Day D+1
SEPA Credit Transfer and EuroExpress Transfer (refers to the orders placed only via mBank CompanyNet and BRESOK electronic banking systems)	Day D by 3:00 PM	Day D
	Day D after 3:00 PM	Day D+1

Order type - Incoming foreign payments	Cut-off time	Execution date (credit the customer’s account at the Bank)
Incoming foreign payment orders, including the Incoming SEPA Credit Transfer, settled by the Bank automatically	Day D - by the end of the business day for the Bank	Day D *
Incoming foreign payment orders settled by the Bank manually	Day D by 3:30 PM	Day D *
	Day D after 3:30 PM	Day D+1 *

* Payment orders are booked at given business day for the Bank with the value date indicated in the incoming message. The Bank does not make bookings in the Client's bank account on the date before the order execution date.