•  

    Rating by Fitch Ratings

    • Long-term rating Short-term rating Viability
      rating 
      Outlook for LT rating 
      BBB- F3  bbb- Stable

      Latest change: 13 July 2023
      BBB: Good credit quality. BBB' ratings indicate that expectations of default risk are currently low. The capacity for payment of financial commitments is considered adequate but adverse business or economic conditions are more likely to impair this capacity.
      F3 - Fair credit quality. T*he capacity for timely payment of financial commitments is*
      adequate; however, near term adverse changes could result in a reduction to non
      investment grade.

       

      Ratings for unsecured issuances under Euro Medium Term Note Programme (EMTN)

      • Senior Preferred Debt

      Long-term rating

      Short-term rating

      BBB-

      F3

       

      • Senior Non-Preferred Debt

      Long-term rating

      Short-term rating

      BB+

      F3

       

      Expected rating for planned issue of additional Tier 1 (AT1) instruments:

      Long-term rating

      B+(EXP)

       

      Rating for Poland

      Long-term Short-term
      A- F2

       

      Analysts

      Michał Bryks Artur Szeski
      michal.bryks@fitchratings.com artur.szeski@fitchratings.com
  •  

    Rating by S&P Global Ratings

    • Long-term credit rating Short-term credit rating Stand-alone credit profile (SACP)  Outlook for long-term rating
      BBB A-2 bbb- positive

      The first solicited rating was assigned on 6 June, 2013. Latest change: 17 May 2024

      BBB (on the scale: AAA, AA, A, BBB, BB, B, CCC, CC, R, SD and D; the ratings from 'AA' to 'CCC' may be modified by the addition of a plus (+) or a minus (-) to show relative standing within the major rating categories) - An obligor rated 'BBB' has adequate capacity to meet its financial commitments. However, adverse economic conditions or changing circumstances are more likely to lead to a weakened capacity of the obligor to meet its financial commitments. A-2 (on the scale: A-1, A-2, A-3, B, C, R, SD and D) - An obligor rated 'A-2' has a satisfactory capacity to meet its financial commitments. However, it is somewhat more susceptible to the adverse effects of changes in circumstances and economic conditions than obligors in the highest rating category.

       

      Ratings for unsecured issuances under Euro Medium Term Note Programme (EMTN)

      • Senior Preferred Debt

      Long-term credit rating

      Short-term credit rating

      BBB

      A-2

       

      • Senior Non-Preferred Debt

      Long-term credit rating

      Short-term credit rating

      BB+

      A-2

       

      Resolution counterparty rating (RCR)

      Long-term Short-term
      BBB+ A-2

       

      Rating for Poland

      Long-term Short-term
      A- A2

       

      Analysts

      Nicolas Charney Heiko Verhaag
      nicolas.charnay@spglobal.com heiko.verhaag@spglobal.com
  •  

    Other ratings

    • Moody’s Investors Service

      Moody’s ratings are based on publicly available information.

      Long-term deposit
      rating
      Short-term deposit
      rating
      Baseline Credit Assesment
      (BCA)
      Adjusted
      BCA
      Counterparty risk
      assessment
      Baa1 P-2 ba1 baa3 A3 (cr)/ P-2 (cr)

       

      Rating for Poland

      Long-term Short-term
      A2 P-1

       

      Capital Intelligence Ratings

      Rating based on publicly available information.

      Long-Term Foreign Currency Rating Short-Term Foreign Currency Rating Bank Standalone Rating (BSR) Core Financial Strength (CFS)
      BBB A2 bbb bbb

      Latest change: 6 April 2023

Contact:

Paweł Lipiński
tel. +48 22 829 15 33
Pawel.Lipinski@mbank.pl