Since 1 November 2019, we have been operating under the current principles:

 

Discount of trade receivables

  • withdrawal of funds

Option to withdraw funds using split payment transfers.

  • financing amount

We can finance receivables up to 100% of the gross invoice amount. The amount of receivables purchased will depend on the transaction risk assessment.

  • repayment principles

The gross transfer amount will be set off against the debt.

 

 

Payment of debtor’s liabilities

  • withdrawal of funds

Option to withdraw funds using split payment transfers.

  • financing amount

We will execute the payment of liabilities – 100% of the accepted invoice amount.

  • repayment principles

The gross transfer amount will be set off against the debt.

 

 

Revolving loan for invoice purchase

  • loan disbursement to the client’s current account only in the form of a standard transfer.
  • financing amount

We can finance up to 100% of the net invoice amount. The final financing amount will depend on the transaction risk assessment.

  • repayment principles

The net transfer amount will be set off against the debt.

 

 

Working capital loan for contract pre-financing

  • loan disbursement

We will disburse loans using split payment transfers.

  • financing amount

We can finance up to 100% of the gross invoice amount. The final financing amount will depend on the transaction risk assessment.

  • repayment principles

The net transfer amount will be set off against the debt.